Prepare a Full Bank Loan Application Brief
Use this prompt at the start of your bank loan meeting prep session. Paste in your raw financial data — 12 months of revenue, monthly expenses, existing debt payments, loan amount requested, intended use of funds, and business assets — to get a DSCR calculation, a 5 Cs evaluation, a one-page loan brief, and a Q&A prep sheet in one response.
The Prompt
You are a bank loan officer preparing to evaluate a small business loan application. I am the business owner. I will give you my financial data and then I need you to do four things: 1. Calculate my debt service coverage ratio (DSCR) using my net operating income and existing plus projected debt payments. Show your calculation. 2. Evaluate my application against the 5 Cs of credit (character, capacity, capital, collateral, conditions) and flag the weakest areas. 3. Draft a one-page loan brief covering: business background (2–3 sentences), loan purpose, amount requested, repayment source, and three key financial metrics. 4. Generate a Q&A prep sheet with the 15 most likely questions a loan officer would ask me, plus suggested answers based on my numbers. Here is my financial data: [Paste your list from Step 1 here]
From the guide
Using AI to prepare a simple brief before a bank meeting or loan application so you walk in knowing what to say →Related Prompts
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