Find Forgotten Expenses in Your Cash Flow
Send this after receiving your initial forecast to catch expenses you may have overlooked, such as quarterly tax payments, annual software renewals, or irregular payroll cycles.
The Prompt
Based on what I have shared, what common small business cash outflows might I have forgotten to include? List them as questions I should answer yes or no to.
From the guide
Using AI to build a simple cash flow forecast for the next 90 days using only the numbers you already have in your head →Related Prompts
Simulate a Tough Banker Interview With AI Feedback
Use this prompt after reviewing your Q&A prep sheet to simulate a real banker interview. Answer each question as you would in the actual meeting, and the AI will give you specific feedback on what landed well and what sounded weak or vague.
Rewrite a Loan Brief in Plain Business Language
Use this prompt after reviewing the AI-drafted loan brief if the language feels overly formal or generic. It produces a version that sounds more like you, which is important since you'll be handing it to a loan officer with your name on it.
Model Alternative Loan Structures for a Weak DSCR
Use this follow-up prompt if your initial DSCR calculation comes back between 1.0 and 1.25. It helps you model alternative loan structures and prepares you to address a weak coverage ratio before the lender raises it.
Prepare a Full Bank Loan Application Brief
Use this prompt at the start of your bank loan meeting prep session. Paste in your raw financial data — 12 months of revenue, monthly expenses, existing debt payments, loan amount requested, intended use of funds, and business assets — to get a DSCR calculation, a 5 Cs evaluation, a one-page loan brief, and a Q&A prep sheet in one response.