Model Alternative Loan Structures for a Weak DSCR
Use this follow-up prompt if your initial DSCR calculation comes back between 1.0 and 1.25. It helps you model alternative loan structures and prepares you to address a weak coverage ratio before the lender raises it.
The Prompt
My DSCR is [X]. What can I say to a lender to address this proactively? Are there adjustments to the loan amount or term length that would bring my DSCR above 1.25? Show me two scenarios.
From the guide
Using AI to prepare a simple brief before a bank meeting or loan application so you walk in knowing what to say →Related Prompts
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